Banking Service

  • UnicTech is committed to bridge the digital divide between urban & rural India by providing basic banking & financial services to everyone – securely and instantly. UnicTech’s banking solutions have made services like Cash Deposit, Withdrawals, and Money Transfer easily accessible to the under-banked population of India. Anyone can now avail these services without visiting their banks, simply through the strong UnicTech UniPoint network.

AePS (Aadhaar Enabled Payment System)

The UnicTech AePS service enables the customer to use their Aadhaar card to access their Aadhaar-linked bank account and carry out basic banking transactions like withdrawals, deposits, balance enquiry, and bank transfers. These transactions can be easily done using a secure Biometric Scanner which is available with all UniPoint at UNICTECH

AePS (Aadhaar Enabled Payment System)
AePS (Aadhaar Enabled Payment System)

Money Transfer (DMT)

UnicTech customers can transfer money between different banks spread across a wide network. With the help of UniPoint's, they can remit funds across all major nationalized and private banks that operate in India. This is a secure money transfer process with multiple authentication levels to ensure optimum safety. UnicTech Wallet is an RBI approved semi-closed PPI wallet linked to the sender’s mobile number which makes it very secure.

Cash withdrawal through micro ATM

Unipoint can provide ATM services to their villagers in a local area through UNIPAY micro ATMs. Through this one can get basic ATM services like cash withdrawal and deposit. You can withdraw cash with all major cards like RuPay, Master, Visa, and Maestro.

AePS (Aadhaar Enabled Payment System)
AePS (Aadhaar Enabled Payment System)

Aadhaar Pay

With the UnicTech Aadhaar Pay, Unipoints can accept cashless payments from their customers, simply with an Aadhaar number and a fingerprint scanner. This system of fast, secure, and seamless payment management service gives both the customers and our Unipoints the freedom from day-to-day cash management.